So many things can happen to your website. Your host company's server could crash. A hacker could break into your site and install malicious code and you would have no idea. Or they could crash your site. If a hacker wants to break into your site, there really isn't much you can do about it. You could have all the security measures in the world for your website but if a determined hacker wants to get into your site, they will.

Backup early and often. You want to make sure that if you were to lose your website that the backup copy is the most updated form of your website. Otherwise you will be reinstating your site to an outdated version. So make sure your backup is a replica of the most updated version.
Are you backed up (you know what I mean)?
Nuff said......

Jeffrey Dean
LMS Website Services
http://www.lmswebsiteservices.com
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